What Is a Voided Check?

Though we live in an age where most of our banking can be done digitally, there are some instances when you’ll be asked to provide your bank information using a blank check. And anyone who has ever written out a physical check knows that it’s possible to make a mistake like putting in the wrong amount. When you’re faced with either of these situations, you’re going to want to void the check in question. Certainly, voided checks are not very common in the current electronic era. Account holders increasingly use on-line platforms to make payments and tend to fill their banking information directly on web sites. When you write the word “VOID” on a blank check, it becomes a voided check meaning it cannot be used to draw money out of your account.

• If you don’t have a voided check to supply to a third party, you do have other options to get one.
• For example, your employer can pay you electronically so the funds are directly deposited to your account, eliminating the need for paper paychecks.
• If you do not have a checkbook, the process of getting checks, voiding them and providing it to the employer for direct deposit can be difficult compared to the available alternatives.
• You can get a void check for your checking account by writing “void” across the face of any check in your checkbook.
• Ensure that the “VOID” line is large and wide across the majority of your check.
• Mrs. Schneider then voided the check and provided the worker with another check correctly filled.

Tips for Voiding a Check

If in person is not possible, a fax delivery is preferred to email. After all, an email can be forwarded, exposing your check information to unintended parties. A voided check easily and conveniently gives access to your banking information. You do Certified Bookkeeper not need to sign the check or enter any other information for it to serve the intended purpose.

Why do employers need a voided check?

Lastly, digital forms or authorization through your bank’s online system to provide the necessary information electronically are increasingly accepted. The person who receives a voided check cannot fill in the amount and other details and present it to a bank. It also prevents a thief from taking the check, filling out an amount, and forging your signature to debit funds from your bank account. If you don’t have any checks, and you want to set up a direct deposit or automatic electronic payment, there are other ways to do so.

How to Send Certified Mail Online

You can get a void check for your checking account by writing “void” across the face of any check in your checkbook. Alternatively, your bank may provide you with a downloadable void check, which you can access from your What is Legal E-Billing online bank account. Lastly, if you do not have a checkbook or a downloadable void check option, you can visit your branch in person and request that they provide you with a void check. Business owners often need to secure funding from multiple sources. A voided check is the perfect way to inform the lender where to deposit the funds. They can ensure that your account matches where the funds will go.

Can a voided check be reinstated or reused?

It is normal for businesses and individuals to make mistakes while writing checks. However, leaving these checks unattended could be a serious mistake. Anyone can get their hands on these incomplete checks and fill out the rest of the details themselves to withdraw funds. We strive to provide up-to-date information, but make no warranties regarding the accuracy of our information. FinanceBuzz does not provide credit cards or any other financial products.

The company may ask for a voided check to enter your checking account information (routing number and account number) in its system to set up direct deposit for your paycheck. If you’re unable to provide a voided check, or if your bank doesn’t offer paper checks, there are alternative methods to set up a direct deposit or an electronic payment. In most cases, this includes the bank, bank address, account number, routing number, and the account holder’s name and address tied to the account. Many small or less formal organizations may allow you to provide the information from your checking account directly to them in lieu of sending documentation. They don’t need a voided check; it’s just a matter of convenience if you send one.